Cholamandalam is a pan-Indian, composite financial services provider. It comprises the parent company, Cholamandalam Investment and Finance Company Limited (CIFCL), and its main subsidiaries and associates including Cholamandalam Distribution Services Limited and Cholamandalam Securities Limited. The shares of CIFCL are listed in the Bombay (BSE) and National (NSE) Stock Exchanges.

Cholamandalam Investment and Finance Company Limited (CIFCL) was incorporated in 1978 as the financial services arm of the Murugappa Group. The Company that commenced business as an equipment financing company has now emerged as a comprehensive financial services solution provider that offers vehicle finance, business finance, home equity loans, stock broking and distribution of financial products to its customers. The Company operates from over 171 branches across India with assets under management of about Rs.8601 Crores as of 31st March 2010.

Cholamandalam Distribution Services Limited (CDSL) is in the business of providing wealth management services with enhanced focus on larger product basket and unbiased investment advice. Products offered include mutual funds, life and general insurance, equities, real estate, private equity and fixed income products. The Company has a rich base of loyal clients with an asset size of Rs.919 crores as of October, 2010.

Cholamandalam Securities Limited (CSEC) is a securities broking company offering stock broking, depository and equity advisory services to high networth individuals and retail investors across major cities. CSEC is a corporate broking member of Bombay Stock Exchange Limited and National Stock Exchange of India Limited. It is also a depository participant with National Securities Depository Limited (NSDL) and Central Depository Services (India) Limited (CDSL).