Profile
Cholamandalam MS General Insurance Company Ltd is a joint venture between the USD 3.14 billion Murugappa Group, one of India's largest family-promoted, professionally managed business groups which has a leadership position in many of its diversified businesses, and Mitsui Sumitomo Insurance Group of Japan, one of the top ten general insurance companies globally, and Japan's second-largest insurance group.

Cholamandalam MS offers a rich range of comprehensive product solutions spanning almost all non-life insurance offerings ranging from motor, health, home, travel and accident, to property, marine, liability and engineering. The organisation's commitment to consumer orientation is seen from its product differentiation, high operational efficiency and quick claims settlement. With its competencies and consumer focus, Cholamandalam MS is poised to become one of the largest players in the industry.

Areas of Business
Cholamandalam MS General Insurance is in the business of non-life or general insurance. Its products and services include home insurance, motor insurance, health (for individual and family), travel, shop, office insurance - all for the individual customer.

For the corporate customer, specific products like marine, liability, engineering and fire insurance are sold.

The key target customers for Chola MS is the burgeoning middle and upper income segment in India. There are different plans designed and customised for each customer segment.