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Cholamandalam
Financials
Cholamandalam DBS Finance Limited (Chola DBS) has posted a growth
of 15 per cent in the year 2005-06 in the disbursements of its core
products - commercial vehicles, multi-utility vehicles and cars.
Total disbursements for all categories of vehicles stood at Rs.
1295 crore.
The company's gross asset base (including assets de-recognised)
grew by 18 per cent to Rs. 2309 crore. The Profit After Tax (PAT)
grew to Rs. 35.20 crore, from Rs. 34.07 crore the previous year.
Financial Summary
For the year ended 30 June / 31 March
|
(Rs lakh)
|
|
Year
|
1997
|
1998
|
1999
|
2000
|
2001
|
2002
|
2003
|
2004
|
2005
|
2006
|
|
|
12 months
|
|
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9 months
|
12 months
|
|
|
Operating
results
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|
|
|
|
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|
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|
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|
Total income
|
13,929
|
14,325
|
14,402
|
16,129
|
11,766
|
20,039
|
22,212
|
22,635
|
21,471
|
22,090
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|
Profit before
tax
|
2,885
|
2,581
|
2,340
|
2,375
|
1,771
|
2,723
|
4,554
|
#4,606
|
5,156
|
4,604
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|
Profit after
tax
|
2,210
|
1,981
|
1,820
|
1,825
|
1,206
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1,878
|
2,814
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3,210
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3,407
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3,521
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|
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Assets
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|
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Fixed assets
(including assets leased out)
|
14,708
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15,003
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13,069
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11,494
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15,437
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8,850
|
4,384
|
2,571
|
1,604
|
2,214
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|
Statutory
and other investments
|
5,197
|
6,835
|
7,734
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7,759
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7,795
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7,658
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9,727
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7,743
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12,876
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6,861
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Hypothecation/
hire purchase of automobile assets
|
22,182
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23,796
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25,525
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32,625
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46,117
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70,523
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99,857
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115,074
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120,072
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148,020
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Loans against
securities
|
2,014
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2,274
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3,583
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7,268
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11,507
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19,331
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14,527
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22,319
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16,107
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16,600
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Other loans,
assets (net)
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8,157
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9,357
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10,207
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11,276
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6,545
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8,841
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6,643
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5,998
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14,159
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27,862
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Total assets
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52,258
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57,265
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60,118
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70,422
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87,401
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115,203
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135,137
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153,705
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164,817
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201,557
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Liabilities
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|
|
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|
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Shareholders'
Funds
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Equity
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13,390
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14,529
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15,500
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16,476
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17,051
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15,950
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17,821
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22,256
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30,275
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31,572
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Preference
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-
|
-
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-
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-
|
-
|
-
|
3,300
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2,300
|
1,000
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-
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Public deposits**
|
24,718
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25,626
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24,846
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18,924
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18,515
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19,855
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20,017
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19,127
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16,166
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12,011
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Banks, institutions
and others
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14,150
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17,110
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19,772
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35,022
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51,835
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79,398
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93,999
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110,022
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117,376
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157,974
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Total liabilities
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52,258
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57,265
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60,118
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70,422
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87,401
|
115,203
|
135,137
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153,705
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164,817
|
201,557
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|
|
|
|
|
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Key indicators
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Earnings per
share (Rs)
|
13.00
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11.65
|
10.71
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10.74
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*9.46
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11.13
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16.09
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#10.91
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9.04
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9.12
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Dividend per
share (Rs)
|
4.50
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4.50
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4.50
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4.50
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*4.50
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5.00
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5.00
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5.00
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5.00
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5.00
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Book value
per share (Rs)
|
78.77
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85.47
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91.18
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96.92
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100.31
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94.56
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105.65
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87.97
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79.78
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83.20
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* Annualised
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** Public
deposits include matured and unclaimed deposits and interest
accrued thereon
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# Before extraordinary
items
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