The go-to innovative insurance expert

A progressive partnership, offering a gamut of insurance solutions

The cashless-support in a crisis, with you when you need it the most

The freedom to access help anywhere with innovative mobile apps

::: Many Things to Many People :::

Chola MS General Insurance Company in India is a joint venture between the Murugappa Group and Mitsui Sumitomo Insurance Company, Japan. We offer a wide range of products that include Accident, Engineering, Health, Liability, Marine, Motor, Property, Travel and Rural insurance for individuals and corporates.

Chola MS champions a brand philosophy called T3 – Trust, Transparency and Technology.  We offer multiple cutting-edge products, services and processes like best-in-class portal, mobile computing technology for faster claims settlement, cashless payment facility across preferred garages and cashless hospitalisation facility. Mobile apps for motor, health and travel insurance are designed to offer convenience and connect to our customers.

Chola MS boasts of a robust distribution ecosystem comprising of 111 branches, 9000 Agents and many partners for wider reach.

Our agility and speed of action has brought us various awards and accolades. We have been recognised as the ‘Best Health Insurer Claims Team for 2013’ at Claim Asia 2014 awards. Noteworthy amongst our other awards are the best insurance company for ‘In time Claims Settlement for the year 2010-11’ in the Rashtriya Swasthaya Bima Yojana scheme run by the Ministry of Labour & Employment, Government of India,  ‘Innovation Leader Award – 2012’ by Fintelekt, and the ‘In time Claims Settlement  for the year 2011-12’ award.  We have also been awarded the ‘Financial Insights Innovation Award’ for innovation in mobile enablement – Claims Survey Process, in the Asian Insurance Congress held at Singapore.

Chola MS also offers a unique proposition of risk protection and risk coverage to its corporate clients through its sister concern, Chola MS Risk Services.

  • Chola MS
Products & Services
  • Health Insurance
  • Home Insurance
  • Motor Insurance
  • Personal Accident Insurance
  • Travel Insurance
  • Weather Insurance
Joint Ventures
  • Mitsui Sumitomo Insurance Group of Japan
Important Message